I ran into this same issue in my own experimentation: if a type variable x has a kind with only one constructor K, GHC does not supply the equality x ~ K y for some fresh type variable y. Perhaps it should. I too had to use similar workarounds to what you have come up with.
One potential problem is the existence of the Any type, which inhabits every kind. Say x gets unified with Any. Then, we would have Any ~ K y, which is an inconsistent coercion (equating two types with distinct ground head types). However, because the RHS is a promoted datatype, we know that this coercion can never be applied to a term. Because equality is homogeneous (i.e. ~ can relate only two types of the same kind), I'm not convinced the existence of Any ~ K y is so bad. (Even with heterogeneous equality, it might work out, given that there is more than one type constructor that results in *...)